SIP Calculator

Calculate returns on Systematic Investment Plan (SIP). See how regular monthly investments grow over time with compounding.

Enter SIP details.

SIP Formula

FV = P × [(1+r)ⁿ − 1] / r × (1+r)
P = monthly amount, r = monthly return rate, n = total months

SIP (Systematic Investment Plan) invests a fixed amount at regular intervals. Returns compound over time, benefiting from rupee-cost averaging.

Example: ₹5,000/month at 12% for 10 years.
Invested: ₹6,00,000 | Estimated return: ₹5,61,695
Total: ₹11,61,695

FAQ

What is SIP?

SIP is a method of investing a fixed amount regularly in mutual funds. It helps average out market volatility and builds discipline in investing.

Last updated: 2026-08-08