ROI Calculator

Calculate Return on Investment (ROI) percentage and net profit. Measure the profitability of any investment.

ROI
Net Profit

How to Calculate ROI

ROI (%) = ((Gain − Cost) / Cost) × 100
Net Profit = Gain − Cost

ROI measures the efficiency of an investment by comparing the net profit to the original cost. A positive ROI means you earned money; a negative ROI means you lost money.

Example:
Investment Cost = $5,000, Total Return = $7,500
Net Profit = $7,500 − $5,000 = $2,500
ROI = ($2,500 / $5,000) × 100 = 50%

Interpreting ROI

  • ROI > 0% — Profitable investment
  • ROI = 0% — Break even
  • ROI < 0% — Loss on investment

Limitations of ROI

ROI doesn't account for time. A 50% ROI over 1 year is much better than 50% over 10 years. For time-adjusted returns, consider annualized ROI or use the compound interest calculator.

FAQ

What is a good ROI?

It depends on the investment type and risk. The stock market historically averages about 10% annually. Real estate aims for 8–12%. A "good" ROI should exceed inflation and compensate for risk.

Can ROI be negative?

Yes. If your total return is less than your investment cost, ROI is negative, indicating a loss.

How do I calculate annualized ROI?

Annualized ROI = ((1 + ROI)1/years − 1) × 100. This normalizes different investment periods for fair comparison.

Last updated: 2026-08-08